Flexible financing for your dental care

Cherry

Your care today.
Payments over time.

Move forward with your endodontic care at RCT Endodontics. Explore Cherry payment plans designed around your budget.

  • No hard credit check
  • True 0% APR options
  • No hidden fees

Start your application

Choose your RCT location

Select the office where you’ll receive care. Your application opens securely with Cherry.

MarylandBowie MarylandLaurel Washington, DCNavy Yard MarylandSilver Spring

Fast application. No hard credit check. No obligation to accept.

Apply in about 35 seconds

Fast, simple application from your phone.1

Most applicants approved

Cherry reports a 90% Pay-in-4 approval rate.2

Instant funding upon approval

Review your offer and choose your plan.

Your payment options

More flexibility. Clear terms.

From six weeks to 60 months, explore a payment schedule suited to your needs. Review your rate and total cost before accepting.

Pay in 4

Six weeks. Interest-free.

0% APR

Four payments, two weeks apart. Always interest-free for approved Pay-in-4 plans.

Monthly payment plans

More time to pay.

Up to 60 months

Qualifying 0% APR options, plus interest-bearing plans with APRs as low as 5.99%.

Approval, plan availability, term length, and promotional rates depend on eligibility. APRs range from 0% to 35.99%. A down payment is required.

Meet Cherry

A simple way
to pay over time.

See how Cherry works before you apply. Explore your options, choose a plan, and focus on your care.

Three simple steps

From application to care.

01 / APPLY

Select your office

Choose your RCT location above and complete Cherry’s short application. No hard credit check.

02 / CHOOSE

Review your options

If approved, compare your available terms, APR, down payment, and payment amounts.

03 / GET CARE

Pay over time

Use your approved financing for treatment at your selected office, then make payments directly to Cherry.

A little more clarity

Your questions,
answered.

Will applying affect my credit score?

Cherry uses a soft credit check for prequalification, which does not hurt your credit score. Cherry does not perform a hard credit check.

Is every payment plan interest-free?

Pay-in-4 plans are always interest-free. Longer monthly plans include 0% APR options for qualifying applicants and interest-bearing options starting at 5.99% APR. Your specific offers depend on eligibility.

Does everyone qualify?

Approval is not guaranteed. Cherry reports a 90% approval rate for Pay-in-4 loans. Your eligibility and available plans depend on Cherry’s review.

Are there hidden fees?

Cherry offers transparent pricing with no hidden fees. Review your agreement for your APR, payment schedule, total cost, and any applicable fees before accepting.

Does financing approval schedule my appointment?

No. Your financing application and treatment appointment are separate. Contact your RCT office to schedule or confirm your visit.

Ready to see your options?

Choose your office and take the first step.

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RCT EndodonticsVisit rctendo.com ↗

1. Average application time based on approximately 47,000 applications as of April 2026, as reported by Cherry. Individual completion and decision times vary.

2. The 90% approval rate refers to Cherry Pay-in-4 loans, not RCT-specific results. Financing eligibility is not guaranteed.

Payment options through Cherry Technologies, Inc. are issued by Cherry’s financing partners. APRs range from 0% to 35.99%. Terms, approval amounts, 0% APR, and other promotional rates are subject to eligibility. Exact offers depend on credit and other factors. A down payment is required. Review the full terms presented in your application before accepting financing. Cherry terms · Cherry privacy policy